Trying to get you into a house you can’t afford makes no sense. That’s the reason we look at your situation and help you determine the best purchase and financing options that fit your needs and your pocketbook.
The reason for the “housing bubble” is that mortgage lenders at the time got folks into houses above their means. The thought was that the rapid appreciation that was occurring would allow the home buyer to refinance and pull out cash to pay down the mortgage and lower the rate after only a short time. The problem was everybody thought they could do that, the market got overheated, and then, nobody could do it.
Those that got in early were able to make it work. Those that got in later caused the housing bubble, and when the bubble burst, scores of home owners were stuck with payments they could not afford and mortgages that ended up higher than the market value of their homes.
As usual, the government created the problem but blamed the private sector and over-corrected by instituting such restrictive lending regulations that few people can get a bank loan to buy a home today even with good incomes and good credit scores.
At Midwest Real Estate Pros we have ways to own a home with no bank qualifying. We can do what others don't understand, don't know, can't do, or won't do. We can get you in a home today. Contact us to find out how.
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"You can dream, create, design, and build the most beautiful place in the world, but it requires people to make it a reality."
“If one advances confidently in the direction of his own dreams, and endeavors to live the life which he has imagined, he will meet with a success unexpected in common hours.”
— Henry David Thoreau.
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